Allstate Car Insurance Pricing in 2025
On average, a full coverage policy from Allstate is $2,605 annually; minimum coverage is $840 annually.
Questions? Call us: (888) 541-7143
On average, a full coverage policy from Allstate is $2,605 annually; minimum coverage is $840 annually.
As one of the largest national insurers, Allstate offers a broad reach and range of products. You should consider Allstate if you want accessible local agents and a single company for all your insurance coverage needs. It’s also a good choice for those who prefer to shop and manage their policies online. We detail what you can expect to pay with Allstate, the company’s standout features, and how to get in contact with an agent
Allstate’s national average rate, $2,605, is higher than most major auto insurance carriers. Allstate’s
average annual rate ranges from $840 for minimum coverage to $4,243 for some drivers with a bad driving record.
The price you pay will depend on many factors like driving history and the types and amounts of coverage you want.
Here are some different cases where rates will differ from person to person:
| Category | Allstate Monthly Avg. | Allstate Annual Avg. |
| Minimum Coverage | $70 | $840 |
| Full Coverage | $217 | $2,605 |
| Household with Teen Driver | $602 | $7,229 |
| Speeding Ticket | $286 | $3,428 |
| At-fault accident | $354 | $4,243 |
| DUI | $402 | $4,824 |
Lower your annual rates with discounts tailored to your driving habits and policy management preferences. From safety features to payment options, Allstate has plenty of discounts to lower your premium rates.
| Discount | Discount Qualification |
| Multiple policy | You buy multiple policies with Allstate, also known as bundling. (Up to 25% discount). |
| Anti-lock brake | Your car has anti-lock brakes. |
| Anti-theft device | Your car has an anti-theft device. |
| New car | Your car is a current model year or one year prior and you are the first owner. |
| EZ pay plan | You set up automatic withdrawal for paying your premium. (Up to 5% discount) |
| Allstate eSmart | You go paperless by signing up for ePolicy, a simple way to view insurance documents online. |
| Early signing | You sign your policy 7 or more days before it goes into effect. |
| FullPay | You pay your policy in full. |
| Responsible payer | You did not receive a cancellation notice for nonpayment in the past year. |
| Safe driving club | You meet and maintain the club’s safe driving requirements. |
Allstate’s extended vehicle care coverage protects you from repair costs after the manufacturer’s warranty expires. Most manufacturer’s warranties cover your car for three years and 36,000 miles, whichever happens first. Allstate extends this coverage to seven years and 100,000 miles of protection. Extended vehicle care with Allstate offers you:
Allstate’s Deductible Rewards program offers an immediate $100 off collision coverage and another $100 in deductible savings for every year you drive without an accident. These rewards can lower your collision coverage up to $500. If your deductible is less than $500, you could pay no deductible for a collision insurance claim, potentially.
Allstate helps keep your car looking and functioning at its best with its complete vehicle protection plans. All plans include paintless dent repairs, key replacements, roadside services, and reimbursement for rentals and other modes of transportation while your car is in the shop. You can choose the level of protection you want — the Silver plan features the most basic protections, the Gold plan includes repairs for interior tears, and the Platinum plan includes everything in the Gold plan and tire maintenance care.
By enrolling in Allstate’s Safe Driving Bonus program, you will earn a bonus every six months without an accident. You will receive these bonus payouts automatically as a credit toward your policy premium. It benefits everyone on the road when drivers are responsibly practicing safe driving. Get rewarded for slowing down at crosswalks, using your lights in the rain properly, and switching lanes to share the road with bikes and scooters.
Allstate’s pay-per-mile insurance program, Milewise, captures your miles through an app and charges you a daily rate plus a per-mile rate. Milewise is a good option for low-mileage drivers who live in states where it is available. However, as of September 2024, Milewise was only available in Delaware, Idaho, Minnesota, Washington, Wisconsin, and West Virginia; and as of September 2025, Allstate no longer lists the states where Milewise is available on its website. If you’re interested, get a quote and ask the agent if Milewise is available where you live.
Allstate’s pay-per-mile insurance program, Milewise, captures your miles through an app and charges you a daily rate plus a per-mile rate. Milewise is a good option for low-mileage drivers who live in states where it is available. However, as of September 2024, Milewise was only available in Delaware, Idaho, Minnesota, Washington, Wisconsin, and West Virginia; and as of September 2025, Allstate no longer lists the states where Milewise is available on its website. If you’re interested, get a quote and ask the agent if Milewise is available where you live.
Allstate is available in all 50 states in addition to Washington D.C. You can browse Allstate’s agent directory by city or state anytime on its website.
To cancel your policy or account with Allstate you can:
Contact your agent by phone or in person.
Call customer service at (888) 541-7143.
Mail a letter to:
4520 Centennial Blvd Suite #1033 Colorado Springs 80919
Be sure to Include your name, address, phone number, policy information, and the date you wish to end your policy.
You can schedule your cancellation for the future or stop car insurance coverage immediately. Allstate will
refund you the unused portion of your premium if you paid in full. There is no fee or penalty for canceling
early.
