What’s the Average Cost of Auto Insurance in 2025?
How much should you pay for your coverage?
How much should you pay for your coverage?
The Progressive Corporation is the second-largest auto insurance carrier in the U.S., with a reputation for innovation since 1937. It offers a variety of products, discounts and add-ons to help customers save money on their premiums, while maintaining strong financial stability. Here’s an overview of what you can expect when insuring your vehicle with Progressive.
Progressive is often considered a more affordable option compared to many other major insurers. The average annual premium is $1,960, which is about 18 percent lower than the national average. The rate for individual drivers varies depending on several factors, including your driving history, location and type of coverage. Here are the average costs for various circumstances:
| Coverage type/Driver Profile | Progressive avg. annual cost | National avg. annual cost |
| Minimum Coverage | $638 | $635 |
| Full Coverage | $1,960 | $2,399 |
| Speeding Ticket | $2,640 | $2,511 |
| DUI | $2,770 | $3,305 |
| At-fault accident | $3,169 | $3,305 |
| Low credit | $3,414 | $3,377 |
The best way to find out exactly how much you’ll pay is to get a quote directly from Progressive. To do so, head to their website where you can enter your zip code and some basic details about your car and driving history for an instant quote. If you prefer, you can call them directly at 1-800-PROGRESSIVE to speak with an agent who will guide you through the process. You can also connect with a local Progressive agent in your area for a more personalized experience.
